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Online Baccarat


Payouts:

Winning player:
A winning Player hand is paid off at one to one.
Thus, if you bet ten dollars, you win ten dollars.

Winning banker:
A winning Bank hand is paid off at .95 to one.
This means that if you bet ten dollars, you win $9.50.

Winning tie:
The Tie hand is paid at eight to one. Thus a winning tie bet of $10 will return $80.
If you bet on either Bank or Player and the tie wins, you do not lose your bet.
It is a push.


Edge Percentage:

The Tie bet has a 14.1 percent edge in favor of the casino.
The house has a 1.36 percent edge on the Player bet and a 1.17 percent edge on the Bank bet when the bank charges a five percent commission.


Strategy:

A predominant aspect of the baccarat games played at the local casino is the scoreboard.

Casinos encourage this behavior simply because they know it has no bearing on the outcome of the game.
One hand has no bearing on the next, and is never influenced by the preceding hands.

If you were betting on the flip of a coin, and it landed heads up 9 times in a row.
The chance of the coin landing tails up on the 10th flip is exactly 50%, just as it was the first nine times.

Any Baccarat strategy that makes you change your bets based on previous hands is useless and should be completely disregarded.

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